โ
Always do this
- Check safety first for yourself and others.
- Call 911 if needed: report location, vehicles, and injuries.
- Take photos: cars, plates, road, street signs, damage, injuries, weather. Reference the Photo checklist for a complete guide on what types of photos to take.
- Exchange info: name, license, plate, insurance. Use Crash Report Log.
- Record officer info if present: name, badge #, car #, department.
โ ๏ธ If asked
- Other driver asks about fault โ โLetโs exchange insurance info and let the companies sort it out.โ
- Police ask for a detailed statement โ โIโll provide documents but prefer not to give a full statement right now.โ
- Other insurance contacts you โ โIโll provide details directly to my own insurance company.โ
๐ซ Never do
- Donโt say: โIt was my fault,โ โI didnโt see them,โ or โI was going too fast.โ
- Donโt speculate about injuries โ let medics decide.
- Donโt argue with other drivers or post on social media.
๐ Crash log
Fill immediately:
- Date/Time, Location
- Your Vehicle (Make/Model/Plate)